MY PARENTS OPENED SEVERAL CREDIT CARDS IN MY NAME WHILE I WAS AWAY AT COLLEGE – I WAS FLABBERGASTED AND TOOK REVENGE
Coming home after my freshman year of college, I noticed my mom always got to the mail first on Mondays and Tuesdays, even running from the kitchen to beat me to it. I thought it was odd, but I didn’t question it until today.
The mail arrived early, and I found a letter from a collection agency claiming I owed nearly $5,000 on a Capital One card I had no idea existed. Panicking, I called my dad at work. He told me to talk to my mom and sounded unhappy.
When my mom got home, she admitted she and my dad had opened several credit cards in my name for household expenses. She thought I owed around $10,000 to three different companies. Upon checking my credit, I discovered it was actually over $15,000.
We had a huge argument. My mom said her parents did the same thing to her when she was 18 and suggested I declare bankruptcy, saying it wouldn’t hurt me long-term. I want a government job, and bankruptcy could disqualify me. My dad later joined the conversation, and they gave me two options: declare bankruptcy after they max out the last card or move out by the end of the month.
I was hurt by their lie and ultimatum and decided to take revenge. The next day, I